How Do I File a No-Fault Claim After a Car Accident?

New York is one of many states that has their own unique No-Fault system and process for car accidents that occur in state. Just like it sounds No-Fault means that the insurance company for the car you occupy (or if you are a pedestrian the car that comes into contact with you) will be responsible for paying certain benefits no matter whose at fault for the accident. These benefits include among other things medical expenses, partial payment of lost wages, medical equipment, transportation costs for medical appointments and house hold expenses, relating to injuries sustain in the accident. However, to receive such benefits one is obligated to file a No-Fault Application, also known as a New York State Form NF-2, within 30 days of the accident. Such is filed with the appropriate insurance company. Although often prior to retaining an attorney some medical providers will file such on behalf of patients it is still extremely important for an accident victim to retain an attorney in a timely matter so such attorney can make sure the application has not only been filed timely but also ensures that the correct information is provided within such application. At the Law Offices of Spencer M. Fein, P.C. we make it a point to spend time with our clients to ascertain all the important information that needs to be included on the Nf-2 form. With our clients we fill out the application and make sure it is properly done. We then make sure to file such application on behalf of our clients and most importantly ensure that the application is filed timely. Such is one of the important reasons to contact an attorney after you have been injured in a car accident.